For example North Carolina is $40,000 or less, Texas there is no limit, and so on.

The properties are limited to certain areas of the cities.  

Let's analyze each issue you've mentioned:1) Tenancy Length: besides issues a landlord can't control, like death, sickness, job loss, etc., the actual management of the property & tenant play a large roll in how long tenants stay in their home.

Don’t limit yourself geographically.  

The 1% rule does not consider the condition of the property and is very limited. 

We're limited in what we can post in the BP forums and on our website because of regulations and NDA agreements.Continued success!

If the rental income doesn’t sufficiently cover the debt payments by their standards, they’ll limit the loan amount, even if the property is worth more.You could try a few alternatives:•Look for lenders who specialize in commercial real estate and have more flexible DSCR requirements.

Well I am a limited partner and retired on caah flow.

So there is huge risk expecting the 15 year limit to be reality.  

Although we do have deals on the lending side that dont work but we are not forced into a position to take big loss's like we were when the banks were calling our loans.. this will happen in the DSCR world as all these folks are using same type of debt IE debt that can be called based on the terms of the debt or like you have seen with the syndicators that are talked about on BP max leverage bad debt things dont go right And you have cap calls or projects totally lost.