3) What are the rules around snow removal?

A general "rule" on house hacking: The more uncomfortable you're willing to live, the better the numbers will be.

We are currently looking at a HUD home in Georgia - I have a couple of questions and can’t seem to find a definitive answer - The home is currently in the OO listing period - our plan would be to buy the home doing extensive renovations (the home is in a “Historical” area so renovations have to be approved) once completed we plan on living there full time - it could take ip to a year to complete or longer I don’t know  - as I see it the OO designation is to be the OO for a min of 12 months - is this after the home has been renovated or after you close on the home - though the house could probably technically be lived in now it does have some water and roof damage and needs complete redo of electrical and plumbing - for me to deem it safe - so not really livable by normal standards - but no way it would be livable in just a couple of months - any thoughts or an actual answer to the OO rules 

I dont believe there is any kind of HOA or ruling organization for these group of houses but it has me concerned that if one day they all decide they want to repave the driveway or add lighting or something along those lines, they would try and make everyone chip in and pay their fair share. 

I did see that mentioned in a LinkedIn post actually today, the clawback rule. 

First of all they need to trust you and you need to have an established relationship in accordance with the 506b rules.

@Chris Brown One rule of thumb I highly recommend - never ever ever buy loans from wherever you get your training.

I would also check the HOA rules as it is likely prohibited.

The hot tub was just for the luxury of having it, but we justified the purchase by increases the AirBnb nightly rent.

DSCR Loans are generally tied to the 5 year treasuries (granted not much of a diff) - and yes, spreads are a little elevated recently but that is good rule of thumb 2.5%-3% over.