The last deal I did was a multifamily construction loan, and we were able to get an interest reserve for the entire first year that paid the I/O on the note.

Deal Loan/Financing:Type of Loan such as I/O (interest only), flat rate etc.Is loan a non-recourse Fanni/Freddie?

First Republic - CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit Union Hanscom FCU, FloridaHSBC 70%, for premier clients only Horizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available.

Hello, private money loan terms are roughly as follows for rentalsRate: 8-11%P/I or I/O 30yr or ARMLTV: 75-85%

You have 5, 7, 10 year I/O options available to you.

Non-Recourse Bridge to Agency - 75% LTC / 3 Years IO @ 4.65% How did you add value to the deal?

Hi Richardo, I'd be happy to assist with these questions,1) Most private money/hard money lenders will require you to close within a Corp or LLC if this is a ground-up construction project typically, these loans are 12-24 months I/O only 65%  LTV 85% LTC2) For multifamily projects the loan terms would be the same as previously stated, but then once construction is completed and the property is stabilized you would refinance into a DSCR that would provide long-term financing solutions. 

It's a 30 year amortization plan, and not IO.

Local bank relationship. 80% LTC, 2 years IO with a 5 year term.

IO loan terms may help with that also.