@Frank Alfano agency debt is very competitive (75-80 ltv, non-recourse, fixed-rate etc); you can syndicate and raise the equity portion needed from friends and family, provided you can market and lead the project.

I see that you recommend NOT having my mom deed the house over to me in order to borrow against it.

Market being hot helped and no permits to deal.

. 🎢 Market trends, investing methods, and economic situations are like a rollercoaster—they constantly change and twist.

I have 6 houses and consider myself a novice. 

For myself hands down the fastest way to get to Fi is via house hacking. 

No, I own the house free and clear according to the books. 

It’s great to hear you’ve got experience across both Indiana and Florida markets.

Much like other markets in the Midwest, investors go to our market because of the low barrier to entry.

I assume the first house hasn’t appreciate much if at all and that’s why you didn’t sell it and take the tax free gain that could take 10+ years to overcome as a rental?