A lady who works for my lender had a buyer walk the property before it was complete and made a full list offer.The payoff at closing will completely wipe out all of my debt that I’ve been holding for 16 months ($50k) and get me back to $0.

My strategy is buy-and-hold, not buy-and-sell.

They hold all the cards.

If you plan on holding, it's then a much easier task to roll it into a DSCR loan.

Investment Info:Single-family residence buy & hold investment.

They close hundreds of loans a month and charge you for any hold up on their end.

When looking at discounting properties to find a deal, I tend to lean into what the seller is looking for when I know I'm holding. 

It wasn’t pretty, but that’s how I scaled up buying and holding 29 SFR without using my savings to acquire these houses.

This could potentially meet your financial needs by itself as well as provide start up money to do flips or purchase buy and holds

If you're working with an investment brokerage, I'd recommend tapping into Tampa and Central Florida markets too—areas like Riverview, Wesley Chapel, and Brandon have been strong for both flips and long-term holds with steady demand.