And while short-term rentals are the big draw here, there’s also growing demand for mid-term rentals from snowbirds and traveling professionals, as well as long-term housing for the increasing number of permanent residents.Yes, higher interest rates are a factor, but the strong rental demand in the Panhandle often helps offset those costs.

And to be honest if you could get some strong social media coverage (like hire someone that knows STR to market the property), you could do very well!

Readers should seek professional advice.

I would not ask for a template from anyone, the better the contractor the more professional the contractor the better they are with documentation and getting things in order for templates.

Readers should seek professional advice.

You must hire locals who are familiar and acclimated to the culture of the city you plan to create rentals in. 

I have a tax firm that specializes in working with real estate professionals/investors.

My professional background is data science / analytics, which means analyzing cash flows will probably come more naturally than building relationships, which apparently, is how one finds deals worth making.Are there meetups in these areas I should attend (digitally at first, presumably)? 

That may not apply to you, as a financial professional, but I thought I would share the story.Obiously you could re-lever your portfolio to bring the ROE back up, but then you have to place those borrowed funds somewhere that nets a high enough return that the portfolio is ahead, given the drag of the interest and any transaction fees.    

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?