I’d guarantee your loss too if I didn’t want you to fight.

And any loan basically at 65 to 70% LTV total if the first goes bad your going to take a huge risk of loss of interest ( almost guaranteed) and loss of principal..

Remember: Once you close the seller will get paid, guaranteed!

@Jason Frink, here is a link that briefly discusses it.

I know about 3-4 people including myself have already done so.See the link here https://reportfraud.ftc.gov/#/

All the other economic and "do you feel safe" criteria seem intricately linked to crime. 

If you lower the rent like Zane suggested, guaranteed she's going to want more and still not pay on time.Time for you to have a talk with both of them.

Plus it would have to be a banger of a property for me to have that kind of confidence in it going the distance through all the market cycles, regulation changes, OTA market shifts etc at which point I may as well buy it.Which circles back to my original point- if I am not owning and benefiting from the appreciation, why should I absorb so much risk and upfront capital if instead I can find an underperforming property with potential, take a guaranteed return off the top and invest almost no money on my side? 

- Who carries the personal guarantee on the debt?

Here is the link to the property: https://www.zillow.com/b/3015-...Thank you!