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14 January 2025 | 15 replies
Not possible, 85% max LTV on a purchase or straight refi, 75% max LTV on a cash out refi.
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23 January 2025 | 4 replies
Your cash flow is positive on paper, but how will that look in reality?
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14 January 2025 | 3 replies
Purchase price: $690,000 Cash invested: $172,500 Took a gamble on a larger single family home in an up and coming master planned community.
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14 January 2025 | 5 replies
There are two types of return from a rental propertyCash Flow & Appreciation.I normally also aim for a minimum of 8% return between Cash-Flow and Appreciation.Appreication, nationally, is around 2% to 3% annually.Therefore, your goal is to get the cash-flow to be about 5% to 6%.The issue is interest rates being very high, you would therefore, need to buy at a pricepoint where the numbers still make sense.You can always put down more of a downpayment to cash flow, but that will impact your cash on cash return calculations.Best of luck!
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28 January 2025 | 8 replies
Using seller financing allows your in-laws to spread their $217K capital gain over time, reducing their immediate tax burden and helping you conserve cash.
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16 January 2025 | 4 replies
I would, If in this position, take the equity in the form of a HELOC and purchase a cash flowing asset that would not only pay for itself but pay for the cost of the money while putting cash into my bank account each month.
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22 January 2025 | 6 replies
It's a decent tool, but as Greg mentioned, I'd definitely plan for a worst case scenario and make sure it cash flows at the highest interest rate juuuust in case.
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13 January 2025 | 7 replies
Is it still not recommended to invest in this negative cash flow property.
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24 January 2025 | 2 replies
Purchase price: $530,000 Cash invested: $20,000 Hello all!
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15 January 2025 | 2 replies
However, most of these properties still cash flow well (or enough to cover PITI).