These strategies allow individuals to invest in real estate with minimal down payment, gain exposure to the industry, and build capital.Good luck!

While we are both gainfully employed and have good income, our DTI (Debt to Income) is obviously incredibly skewed even though our properties cash flow. 

The costs could be justified if the rental performs well (a little less profit short term, for longer term appreciation gains and with little to no effort on my part).

While I’ve gained more experience in real estate over the past couple of years, I still want to ensure I’m handling this situation correctly.

If you ever have questions about any of it, I'd be glad to share what insight I've gained by trying to navigate the process.

They’re going to owe capital gains and depreciation recapture if they sell it to their child.

I'm still considering it so I've definitely gained a lot of information from this thread!

I've been on both sides of the scenario (majority POHs, majority TOHs) and I've noticed a difference in management demands.That said, there is MUCH to be said for gaining experience and learning to "rig it right," so it operates with better ease.  

She wants to take the profit and pay capital gains and the take the remaining !

Gains from the sale of stocks are considered portfolio income, not passive income, so these types of gains usually can't be offset by passive real estate losses.Do either of you own any real estate right now?