While there are repurchase agreements on secondary market loans,if the bank does buy it back then they would hold it.Another reason not to sell to Joe, Bob and Joe are friends, Bob gets his note called, Bob calls Joe to be a straw man, Joe approaches the bank to buy and the bank agrees to a discount.

Have none become real friends?

I have a close friend who does them for me but she can only do one at a time.

This looked intriguing, but I'm worried that YNAB is less user friendly for my situation.Queue the back story: I work as a realtor with a small RE investment portfolio, and my wife is a more stable W2 Engineer. 

Sure the site is a little out-dated in appearance but it is so user-friendly and although it isn't my highest producing lead source, I do tend to get very strong leads from there and no spam so far. 

Eg, i have a friend/client who determines it based on income vs PITI.

Make sure your listing is well optimized you can also do a little tweaking to your listing daily to get on the algorithm, make sure your photos are eye catching and well arranged, you can send out your link to friends and families and ask them to add it to their wishlist.In terms of pricing you always want to start low to get some bookings and ratings then slowly increase your price.I wish you the best in your business.

@Mike H.First I would make friends.

I invest in MA, a very tenant friendly state.

If they started proactively doing things like calling a loan due, the introduce higher risk of foreclosure.