Maybe if you can take a week of vacation or sick time or PTO or whatever you can to get some extra phone time in.#4 Before you do any of that while you're prepping to get started is detail out all your databases. 

It could be any side-hustle you want just as long as you like it and your able to save some extra $$$.2.

That said, some lenders might be open to negotiations, but you’ll want to be extra careful about the terms.

It could be any side-hustle you want just as long as you like it and your able to save some extra $$$.2.

Don't forget to factor for this - upon moveout, we reasonably expect to cashflow around $500/mo, which will allow us to maintain and hold for as long as possible to collect appreciation and yes some extra money toward the next investment. 

I would consider the mini-split an extra amenity and ALSO a BACKUP heat source.

Likely not, but if you don't mind taking the risk and spending a little extra in taxes (from missing possible deductions or misunderstanding the law) then that's ok.

That’s a big plus for anyone trying to keep consistent cash flow.But there are cons too: extra paperwork, annual inspections, and generally a bit more red tape.

I personally don't see a problem paying a couple of extra pts for a 1% reduction in the loan but some people I know are very adamant that we shouldn't be paying pts at this time in the game.

I had to scramble to cover the extra costs and it completely threw off my budget for the investment.Another red flag for me is delayed communication.