I’ve fixed leaks, change toilets and still keep going up.I’m at appoint now when I moved out, I thought I’d be making money because while I lived there  I’d be going even.

Some people are more disturbed by that than others (even if they have nothing to hide) - and following you around may give them a greater sense of control and therefore comfort.

It's usually quiet even though the overall neighborhood isn't great.

Let's cut to the chase:  "A tenant is obligated to follow HOA rules, as they are considered residents of the community and must abide by the same restrictions as homeowners, even though they do not own the property; the landlord is responsible for ensuring their tenants understand and comply with the HOA rules. 

I have a question that I'm sure I'm not the first to ask, even if I'm not sure how to ask it.

They remain distinct on Form 1040 with different tax treatmentOnly capital losses can offset capital gains (except for the $3,000 allowance)So even though material participation makes the loss non-passive, it's still an ordinary loss that cannot offset capital gains from stock sales on the return.The only way capital losses can become ordinary is upon the sale of your property, and that loss could offset your W2 salary.  

@Kwanza Price - Syndications are a great options and even some QOZs. 

So you could theoretically get into a house and end up leaving very little money into it in addition to having created tens of thousands of dollars or even hundreds of thousands of dollars in equity. 

Even Northwest has alot of development going in, and the 303 is offering good support to connect freeway access over there. 

The price points do make it hard to cash flow even with the lower interest rate subject tos.