There are several carriers that will write it as a single family home with a "home-sharing" endorsement. 

However, there are carriers that will add coverage back to your policy by endorsement (with limitations of course).  

However, there are carriers that will add coverage back to your policy by endorsement (with limitations of course).

My advice is to stay away from smaller lenders or brokers and lock with a Nationwide Bank who is fully delegated/Direct Endorser. 

Hi @Breonna Mahana, I want to add an endorsement for working with Craig Curelop The FI Team. 

Services Borrower Did Shop For$3,663.0001 Title - Chain of Title to$250.0002 Title - Closing Protection Letter to$50.0003 Title - Closing/Settlement/Attorney Fee to$1,650.0004 Title - Courier fee to$45.0005 Title - Doc Processing Fee to$150.0006 Title - E-Recording Fee to$18.0007 Title - Lender Title Insurance to$550.0008 Title - Title Endorsement to$700.0009 Title - Title Update Fee to$150.0010 Title - Wire Transfer Fee to$100.00D.

Make sure the policy has the proper endorsements.  

The removal of exceptions and addition of endorsements would be required to obtain similar coverages... each at an additional cost and/or with additional requirements. 

They may have to change policies or endorse the existing policy or it may be fine the way it is (depends on the company). 

A few questions to determine if you will fit into a traditional Builders Risk policy or Landlord policy with an endorsement to cover the renovations.