If you have an 805 and low DTI, assuming you can also qualify with employment history and income....check out a conventional cash out instead and compare. 

Ironically I'm paying for Covered California like I'm self-employed.

Employing this approach, the fund I previously worked for achieved a 4.93 rating.

I always engage qualified legal and accounting professionals prior to transacting in new spaces or employing new strategies.

Have you considered self-directed IRA option for retirement accounts not with your current employer?

For one property, we had over over 10 fraudulent applicants, another time, we had 3 different applicants with the same fake employment as if they received their documents from the same vendor. 

I can guide you step-by-step through finding properties, getting them under contract, securing financing, hiring a contractor, and getting them back on the market, or even employing the BRRR strategy (Buy, Rehab, Refinance, Rent) without charging you a dime for this invaluable knowledge. 

You must be void of how politics work.Just go employ couple of hundred people, talk to a few hundred people a week, work with city/govt officials, talk to lawyers, you'll see the pulse quick.

I always wanted independence from an employer, but this was the push I needed to get of the porch and out my head and start the process.I am here to start my journey of financial freedom, where I will never have to worry about anyone  making major decisions that impact my life in a way that I can not control and leave me in desperation.

Most of my guests are traveling medical professionals who undergo an additional check through their employer so I accept a copy of a fully executed employment contract (redacted is fine because I'm not interested in how much they're getting paid).