For example, city of Phoenix, AZ charges special sales tax on all rental dwellings in the city, my property manager pays that of of the income and the rest goes into my 401k. 

Another option is habitat for humanity, they have a location in Houston.

I try to get a policy that covers theft and vandalism on a vacant dwelling. 

I'm having troubles trying to get a HELOC on my property and I cannot find any CMAs close to what my property is worth on an 8-acre partial with two dwellings ones a 1980 manufactured home the other is a stick-built 1932 trying to get CMAs having very hard time getting comps in my area the address is 6515 State Route 9 Sedro Woolley Washington 98284 the other house that's on the property is 6511 State Route 9 Sedro Woolley Washington 98284 can anyone please help me pull some comps on the property to see where I am at for pricing so that I can get a good idea what to ask for a HELOC on the property

She’s a human being, say hello and meet her.

Well there is a bad  time to invest, if one don't have the experience and  one could not borrow/obtain cash for reason or another, greed and overconfidence are bad to human, if someone would like to invest in daily basis without enough knowledge and cash will at the end of the day will destroy him financially.

As crazy as it sounds it is basic human behavior.

From fully automated Kiosks (an ATM looking thing that rents the unit, sets up auto billing on tenants bank or credit card, dispenses a lock if the new tenant wants to buy one etc), to smart phone Apps that do the same thing (except vend a lock) to 24 hour USA based call centers that will manage the business and rent the units for those customers who want a human to talk to (and the Kiosk software, smarphone App software, and call center sofware can all be seemlessly integrated within your business management software.

Unfortunately-due to the location of the dwelling, and the detached garage being within 10 feet of the property line of the adjoining property.

my lender is asking for the full loan amount to be the "Dwelling Coverage" ?