Their responses are articulated well, on point, appears to be from a person that has knowledge of their program, and are not point and click pre scripted responses.

They can provide insights on good deals, share their experiences, and maybe even help you find properties that aren’t listed yet.Consider Financing Options: Look into FHA loans or other first-time homebuyer programs that may allow you to purchase a property with a lower down payment, making it easier to get started. 

Could someone explain if investing in the Investor-Purchaser Programs such as the SCDC Investor-Purchaser Program is a good idea?

I got some really great investor programs. ;)

Here they say you get them with 0 upfront costs and free after the special tax program and what not. but 95% of them Nobody can qualify for.

Seth Williams also offers a similar program if you google "RETipster".  

This question is asked a lot and there's a ton of value by just reading those previous conversations.In short, there are pros and cons to the program.

PML and the other lending sources typically have different programs they offer that are less strict on underwriting but that additional risk comes at a cost of usually lower LTV, higher rate, higher points, and shorter duration (think 9-18 month loans instead of 30 year loans).  

If the seller mentioned that the HUD loans have no interest or monthly payments, this might be accurate for certain specialized HUD programs or subsidies.

@Chuk ObiaziReal estate investing can be aided by joining local REIAs, attending networking events, and participating in mentorship programs.