You can be a non-occupying coborrower for your son on a multifamily home (conventional) and still do 5% down.

We purchased three of the homes with seller financing, one was a conventional loan, and our primary was purchased with a VA loan.

We purchased three of the homes with seller financing, one was a conventional loan, and our Primary was purchased with a VA loan.

But your interest rate is usually about 1% higher than conventional loans.

Only possible with conventional lenders?

However, the previous landlord permitted them to take over an additional 3,000 square feet on the second floor, which is now filled with inventory and unusable for other purposes.While this tenant has been reliable and has a long-standing relationship with the property, their occupancy of this extra space is limiting our ability to maximize rental revenue.

The shift in rate environment could also accelerate the luxury STR market as inventory is exceedingly low and jumbo rates have fallen precipitously. 

My opinion for what it's worth, Account Closed, is that it's much harder to find a deal now and make the numbers work.I believe there is more "investors" or at least people attempting to invest than ever before - combine that with our current situation of higher than what "most of us" are used to and low inventory = 10X harder to find good deals - in my opinion.Wholesaling being easy is a myth...I know so many people here in Chicago who talk about it, but the number of people doing it at any scale for a length of time is nearly zero....the one guy I know who's been at it longer than most here in Chicago is @Zach Shepard and he's a silent snipper!

Locally I'm seeing more inventory, nervous sellers, lowering interest rates and strong rental demand.

If it's anything like our area, there is no inventory.