Quote from @Stuart Udis: The Philadelphia Housing Authority (PHA) recently acquired a 360 unit 12 story multi-family building for $24M and  a local news outlet  reported on the building.  

Go down to the bone as long as you have consistent income.

If you reported a lot of expenses and showed a loss, then the loss will be treated as a liability in DTI calculation.

Quote from @Jeff Chisum: If a DSCR originator (keep in mind you don’t need a mortgage license to originate) tells you the loan will not be reported on your personal credit but require you to be a personal guarantor your next request should be; “I want to see in writing it will not be reported on my personal credit”.  

Has anyone seen data/reports on which platforms prospective tenants gravitate to the most?

Quote from @Brandon Croucier: I’d be looking to get into a DSCR loan.These loans are qualified by the properties income rather than your income, can close in an LLC, and also do not report on your credit report! 

I am going to try these out and report back once I talk to them to make sure they are legit

Staying consistent is the key.

The lower entry costs compared to other markets, plus lower taxes, make it great for consistent cash flow.

There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.