I'd attack the credit report :) 1) lower (pay down) whatever accounts have a high utilization percentage 2) contact each of 3 major consumer credit agencies and get a free report, then dispute every hard inquiry that is *NOT* associated with an open account 3) call the credit cards you already have established and ask for a credit line increase -- often can be done online and they do not verify income, hint hint. 

Do, you have any other higher interest debts for example a credit card?

They use credit cards for emergencies (Yeah, right..) 

What if you could add $200 / month in NOI (a 30-100 bps boost in cap rate depending on the asset value) without raising base rent?

Hey Everyone,I own a duplex in San Pedro, California, and I’m trying to confirm how much I can legally raise the rent.

I think for couples to work together can be pretty tough thing to really do its hard enough just being married and how to raise the kiddos..

Most tax professionals do not advise their clients to utilize this approach and it may raise concerns under IRS examination.

It's not like a credit card that can keep climbing. 

Rent increases might have been tough, will be interesting to hear of your success here about raising rents.   

That would raise suspicion to me that they are not paying their appropriate taxes but I would check with your CPA about it.Using your money without consent, that is also a problem but that maybe part of something you signed.Frankly it isn't that much of a hassle once you get rolling.