Quote from @Elinore Aguilar: The best way is to have the best firm with a reasonable rate and trust reviews.

This being said, I don't believe we'll be able to meet the income requirements to qualify for a conventional.This leads me to believe hard money or private lender is more the only option to get my foot in the door, use my business to make repairs at very good rates, build some equity then refi once the balloon is due. 

Combining short term rentals and a venue is a huge advantage because guests would not have to travel far and you could offer better rates as part of a event package.My current venue focuses more on baby showers, content creation and birthday celebrations rentals.

The rate the manufacturer offers is 4.8% which is why I am going through them.

The program stipulates that you MUST stay in the home 5 years or you lose a pro rated portion of that 8k.

Consider house hacking when rates and prices are a little more balanced with reality.

Economic UncertaintyEconomic pressures, such as inflation and fluctuating interest rates, created hesitancy among renters.

Congrats on your success in acquiring the duplex that now will yield 6.5% cap at current lower rental rates. 94115 is a great zip code to be in.

I was one of the lucky ones who bought a house during covid and got the best price and the absolute best interest rate... so, I'm never letting this house go! 

I was hoping the rate cuts in the last 12 months would have had more of an impact on mortgage rates.