A terms sheet will tell a pro whether you know what you're talking about and give them a structure of the deal you propose, but it won't establish credibility with respect to your financial ability to pull off the deal.

My end goal is to have financial freedom in 10 years or less by bringing in $10k/month.

How often will you see financials?

I've already had to turn multiple people away after running their credit reports, so I can already see that it's not going to be financially feasible for me to be covering the fees myself.

Payment Terms & Renovation LoansA financial agreement is the backbone of any contract.

They appear to be financial planners.

On the other hand, investing in some repairs (if financially feasible) might significantly increase the property's market value.Remember, each property is unique, and what works for one might not work for another.

If we had gone with more optimistic assumptions then it would have been a very disappointing year financially at least.Every market is unique. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Keep in mind his financial numbers are only material when offering an investment.