It raised a question of whether it’s the tenant responsibility or the landlords to continue to replace.

And I wish you all continuous success in the Real Estate business. 

My recommendation is to not only read books, but just continue to educate yourself in anyway possible in network with others who have been doing it for a very long time.

For illustration purposes, the investor with engineering and/or construction background may excel building in a market where there is ease in doing business and can build efficiently whereas the doctor may have greater success in the established market where significant barriers already exist but can afford the entry price and can ride the waive of continued appreciation and offset their high salary by depreciating the expensive building they acquired.  

You may be under or over as the market continues to shift!

Just read through some of these articles and you'll get the idea.https://www.indystar.com/story/news/investigations/2020/05/06/clayton-morris-bert-whalen-accused-by-indiana-attorney-general-deceptive-home-sales/5175543002/https://www.forbes.com/sites/forbesfinancecouncil/2020/01/31/who-can-you-trust-in-the-real-estate-investing-business/#720fb12c356fhttps://www.nytimes.com/2019/0...https://www.nytimes.com/2019/0...https://www.indystar.com/story...https://www.indystar.com/story...https://www.indystar.com/story...https://www.indystar.com/story...https://www.indystar.com/story...https://www.newsweek.com/clayt...https://www.usatoday.com/story...https://thehill.com/homenews/m...https://www.mediamatters.org/f...https://fox59.com/2019/03/26/e...Clayton Morris Lawsuit Case No. 1:18-cv-02797-WTL-DMLhttps://onedrive.live.com/?

I am no expert but it might be worth investigating something that has not happened in 400 years to the financial markets.

I have saved $25k over the last 18 months and continue saving $1500/month from my job.

My long term investing goals are to build a portfolio and continue investing with my husband after this project.

In the meantime I will continue the search for a new PMC and talk to our lawyer with the intent of filing a suit since odds are it will be needed.