You get blocked by carriers then expect your personal phones to be shut down.You don't have to using a service like Launch Control or the others...Only with the google play app do you have to use a personal phone number and I haven't used that number in 1 1/2 year.The anti spam things the networks are doing are pretty difficult to get around I can see why that SMS platform threw in the towel and has you using your real phone number.  

Hey Matthew - Rates can vary depending on the specific scenario—things like property value, LTV, cash flow, credit score, and whether or not you want to buy down the rate with points all play a role.

You could consider house hacking to reduce out of pocket expenses.It’s definitely an appreciation play not a cash flow play but with the federal government here appreciation is consistent - you won’t get super high appreciation like some places but also don’t get high depreciation as well.

One or two gurus spend on average of a documented $100,000 a month in employee costs, taxes, office space, marketing and bonuses.

Broker will end up paying, if Saurabh Patel plays his cards right.

The real estate appreciation, you can reduce your taxable income, and the interest on your mortgage is usually deductible, which is a nice bonus.

I have truly realized how realtors play an invaluable piece of this puzzle I am trying to put together. 

You can use REPS through your wife to offset your 2024 W-2 income by combining your time for material participation and doing a cost segregation and bonus depreciation on the remaining rentals.

Assets identified in this study include:Permanent Fixtures: windows, doors, bathroom fixturesStructural Components: Roof construction, drywall, wood framingBuilding systems: water heater, electrical distribution, HVAC, plumbingInterior Construction: Wood flooring, stairs, ceramic tileThis engineering-based cost segregation study included the following methodology:Physical Inspection through a site visitDocumentation review including architectural plans, accounting records and construction documentsA cost analysis which utilizes engineering principles in order to allocate costs to their applicable asset classificationsCalculation of the depreciation schedule using MACRSAs a reminder, bonus depreciation started to phase out in 2023.

This is where the power of leverage comes into play.