If someone gives me a way out or a reason to get out, I get out and never look back.Do you know other investors in real-life? 

This way, you can still enjoy the advantages of real estate investing while maintaining your current lifestyle and commitments.

The recipient would never see that it was sent from [email protected] Thunderbird (Firefox add-on) and you can manage all your gmail addresses and email from one location.Thunderbird saved my life.

I don't want to be frugal as to not enjoy life, but also not enjoy too much where I have nothing to show for the future. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Also, there are more things to consider than max ROI.Most people start by picking a particular type/style of property that they like for some reason (usually a gut decision).

There's no better person to follow right now.Check out Set for Life by Scott Trench.

A business/way of life to continue? 

If you do 203k loan (FHA renovation loan), you can wrap the reno into the loan, but it is a bit complicated on the back end with the draws to the contactor.You are using a lot of book words that may not go together in real life so you want to start going to meetups in Des Moines and meeting other investors so you can see what they have done.

And lastly insurance, as a front line defense against life's various "what-if's".