Then being aware of the complexity of structuring the property correctly for long-term goals is important.

I have an opportunity to make a quick 30k in equity, but only cash flow around $25 — if I look at long term appreciation, that seems to make sense to me, but am I overlooking something and trying to make this work?

IF you have super strong income and you and have a lower 1st lien, lots of equity - MAYBE your best bet is using a local bank or CU to get most competitive HELOC inv terms.

Finding an engineer that's highly regarded locally can help slipstream your efforts.

Help me understand what it is that I am missing here.We are using the term mentor, because that is the term that the gurus selling their training and ongoing “relationship” use.Let me first say I’m respectful of your opinion.  

If we hope to be in business over the long term, we have to establish "fair and reasonableness." 

I'm not a fan of selling a property that is performing in order to solve a short term problem.

Consult a tax professional to optimize deductions and explore strategies like Real Estate Professional Status or short-term rental loopholes to apply depreciation to non-passive income.This post does not create a CPA-Client relationship.

@Robin Simon I completed a refinance with my credit union at terms of 3/30/75 @6.85% I will have the renwal in 2026 and hoping rates come down a little by then.

I'm m focused on staying disciplined and maximizing cash flow, so your suggestion on BRRRR and DSCR loans is especially valuable as I plan my long-term strategy.