Tracking things over a year catches all those small items you might not think of like trips to the dentist for teeth cleaning and oil changes on the vehicle. 

My tenants have always shown up for the eviction hearing and they have always lied through their teeth.

These banks are relationship based you will get it in the teeth for the interest rate. 

Chat with him while he is examining your teeth. :)

Where do newbies have the best luck cutting teeth with private lenders?

I do allow pets in some of my rentals, but I have to say, they DO add to my cost, yet I do not charge a pet fee.Here is a list of things I have personally experienced a tenant's dog do.Dug out sprinkler heads pulled them off the lines.Yanked out sprinkler controller wires.Chewed off corners of interior doors.Scratches on exterior doors that looked like the XMEN Wolverine poster.Broke the lower portions of wood blinds.Bent or go THROUGH window screens.Yanked kitchen cabinet door hinges completely off.Removed 80% of paint off cabinet kick plates.Chewed off the bottom moulding of a refrigerator.Exterior door weather seal shredded to pieces.Dog poop all over the back yard when tenants agreed to clean up after each time.This is a new one this week - and I am still unsure how this could happen, can a dog's teeth be strong enough to put a dent almost a hole on the aluminum threshold of an exterior door?

Believe it or not, lenders typically start at large banks and they "graduate" to community banks after cutting their teeth. 

I have 3 SFR rentals that have loans and I have zero plans to pay them off any quickerSo now I took a HELOC out on my personal home and can use that equity for quick cash purchases if something comes up.....and I'm stocking the cash away that is no longer going to my mortgage and interest, and I'm going to use that cash to invest.It comes down to your risk tolerance and goals.....to win big you have to take more risk but be comfortable that if that risk kicks you in the teeth, you can handle it....

Let me ask you something: if a dude with a perfect manicure and bleach teeth came up to you and promised you that you could make huge money renting out portable toilets for construction sites and outdoor events, you might believe him if his numbers were convincing, right?

Surviving the recession by the skin of my teeth taught me that if nothing else.