I have great credit, killer salary, and a bunch saved up but still can't afford a 20% down payment on anything over 600k. 

I always recommend the book “Rich dad, Poor dad” by Robert T.

Investing in multifamily properties in Philadelphia is popular due to the city's steady population growth, job opportunities, relatively affordable property values, and solid rental demandPhiladelphia’s multifamily market offers a range of opportunities, from high-end neighborhoods to up-and-coming areas with great cash flow potential.

If you're looking to add 100 potential clients to your database, chances are you already have this many (or way more) in your phone contacts, email contacts, and social media friends/followers.If your conversion rate as a new agent is .5%, you'll need 200 leads in order to close 1 deal.You should spend at least 30 mins a day as a P-T agent to generate leads.

1) Great first name. 2 R's and 2 T's unite. 2) These are amazing tips!

(I have found a 2-1 that I can afford in a conservative 7% appreciation market)I’m also thinking about putting more effort into lead generation beyond just Zillow to expand my options.

If you want to get a weekly dose of STR info I highly recommend signing up for Garrett's STR news that is emailed weekly, here's how to do that - https://app.tango.us/app/workflow/BiggerPockets-free-Short-T...Keep us updated on what you decide and how things turn out!

If you want to buy real estate and can't come up with the down payment funds there's two approaches:  (1) save up until you can afford the down payment; or (2) raise LP capital*.

Do I buy as low as I can to afford mortgage with 0 down and use 300k for big bear or put a larger down on primary home.

SarahI’m gonna give a slightly different answer than others, figure out where/how you want to live within reason & than figure out a way to use strategies to make that somewhat affordable but using a strategy 1st approach is really risky in this market, because it might take 4-5 years to even break even vs renting, so you want to find a place you’d be happy to live for 4-5 years & than find strategies like house hacking that make that more affordable.