Basically, to summarize, they say all the baby boomers properties will be going on the market in the next 10-20 years and most millennials will not yet be able to purchase giving a huge oversupply of empty houses.  

(maybe call this the gospel of John Schaub)    :) To try to summarize - if what GC does doesn't really apply to my life, why would I want to apply his philosophy to my life?

With all due respect, can you summarize what you’re trying to say here?

If I were to use the bank terms summarized above but chose not to follow the house-hack rule, how likely is it that they would know?

I summarize my expenses in the same groupings that are on Schedule E for income tax filings so it makes it easy when it comes to tax time.

One of which is the consumer credit explanation that you summarized.

.● Past experience of the customer with the bank.To summarize: HELOC is the wrong term for what you want to do.

To summarize it, I provide the properties, some direction, oversight.

I’m looking for a deck between 10-15 slides long, introducing the company, summarizing investment strategy, and giving some growth and ROI stats for real estate investments in the USA/California/Los Angeles area. 

I think your first post summarizes the difference perfectly, and I am seeing the same things as of today (18 months later).