However, let's say the lender were to foreclose on an existing PadSplit, what has a larger buyer pool: (since any lender that want's to foreclose wants to make the disposition of property as seamless as possible), a standard SFR, or an SFR with multiple modified bedrooms/faux walls?

They have high standards from their clients and their clients take great care of the property.  

If its under water Also who was servicing the loan and what state is it in.

If you bought something more standard in Ohio you could do MTR there and have less turnover and less furnishing expenses.

Find a buyer who will offer you a typical standard transaction or you may be messing around with a seller financed deal for 6-12 months and then it falls apart anyway.

It was the 'water master's house'--the person responsible for diverting the Colorado River water to the different properties/farms. 

Is this standard? 

For emergencies (fire, water, structure) they should call Latchel who then, in theory (again, never had to test it yet...thankfully!)

My insurance provider has given me a warning that this will change my insurance from a standard dwelling/fire to a surplus line, specific to undergrad tenants. 

However, here’s the catch with roofs: if it gets to the point where wind or water can creep in, small leaks can become big problems fast.