So I'm always able to offer a lower rate and make a decent living without charging points.My final thought, if you want to find the single lowest price in the market, I don't know how many companies you've spoken with, but 5,113 companies reported making residential mortgages in 2023.

It’s a Single family home purchased for $250K with land value at $12K.

@Lindsay Davis"$150,000 can buy you a tenant-ready 3 bed, 2 bath single-family home in a B-grade neighborhood.

Dear Readers, Blue Gate Capital Provides all Clients with 2 Ways to Understand ever single document Needed to Close a Loan. 1.

I won't be investing in the riskiest/most supportable asset subclasses such as hotels, and tilt my portfolio the ones that have historically been more stable such as multifamily and single-family housing.

What we really need is a single internet "bad tenant" list to warn each other.

Even with $50-100k, you can start small (like single-families or 2-unit properties) and recycle your money to keep growing.

Thus, I think that we could see national rents rising in the high single digits, or possibly surging as much as 10% in 2026 vs 2025, with some markets seeing rents rise even faster than that - Austin, TX regaining much of the lost growth in 2024 and 2025, for example.

The ability to turn single-family lots into duplexes or even split lots for separate units can significantly boost rental income and property value.

Part of this is regulations in my city, but after having done it this way, I wouldn't ever want to do it with a single family home.