While their services may represent an upfront cost, the long-term savings and protections they offer can be invaluable in ensuring the profitability and security of your investment.

Or can I not represent myself and act only as the principal, while disclosing somewhere in the contract that I am licensed? 

Would you represent yourself in court?

They represent 100% of the revenue potential as well as the loss of lease upon move outs. 

In addition, the equity I have in the home represents the vast majority of my nw, so I feel like I'm not well diversified. 

The premiums and deductibles are outrageous and if you’re flipping homes, you must buy a commercial policy (see the CEA website).I recently spoke with a representative at GeoVera, a company that provides earthquake insurance in a few states (including California), and she said that the policy would cover a vacant house as long as business is not actually conducted inside the residence.

The virtually equal sale to list ratio of 0.985, which represents fair negotiations and opportunity for both sides, reflects this balance.

While the cost and commitment is significantly less than a college degree, it still represents a significant hurdle for many.A GREAT alternative is to take the courses leading to a real estate broker or salesman’s license.  

The best source for commercial policies is an Independent Agent (they represent multiple carriers). 

The new rules will go into effect this Spring (2024) and include measures such as registration of vacant housing, inspection requirements to transfer property and the requirement that out of state investors have a "local agent in charge", a representative on the ground in Cleveland to be held accountable for the condition of the property.