I had the initial call with a PadSplit sales person, but I wanted to talk to somebody who's actually doing it to get their perspective and advice.

@Ryan WasherHey everyone, I'd be interested in attending an in-person or virtual meet up also.

For commercial multifamily, my personal preference is agency 10-year floating-rate debt. 

If you need more to do the rehab, perhaps instead of partnering, you could get your former boss to do a personal loan. 

That person will be able to tell you what you can do and following that plan will give you peace of mind about your further investing strategy.

@Enrique Toledo  If the seller is firm at 10% down, you can always get a personal loan for that 10%. 

Personally (as a STR-focused REALTOR), I would never give you numbers and tell you you can hit them. 

. =) It's literally the most transparent and traceable transaction medium mankind has ever seen lolThe transaction can be traced, but not the person.

As a disabled person, I want to be in real estate, but I know I am limited. 

Personally when buying rentals I tend to buy in neighborhoods that I feel like I wouldn't personally mind living in and when I look for tenants I try to look for people that not only pass my screening but also I personally don't dislike.