However if you are in an VERY expensive market where new perfect finishes are expected then I could see that is could make sense in some situations but I don't think that its time dependent. 3.

And I just quickly found out that I wanted something with a little more scale and a little more meat on the bone.

You know all and your strategy is better than everyone else's.I'm doing perfectly fine and I'm comfortable and that's all I'm going to say.

Land prices are much lower and there is still meat on the bone.

Perfect for his situation. 

The property's market conditions and location in Stockton made it an ideal candidate for a fast resale, aligning perfectly with our investment strategy.

I will continue digging around for those lenders myself, but figured this would be a perfect forum to ask for advice.  

It's a perfect example of how the most attractive applicant can be the worst choice.

Lucia is perfect! 

Hi Carlo,As mentioned DSCR loans vary widely based off of numerous factors, credit, LTV, Prepay type, DSCR Ratio, just to name a few.However, I am seeing rates as low as 6.625% now on DSCR products in a perfect scenario.In scenarios with low credit scores, high LTV's and short prepays we can easily be in the 9's.When looking for a DSCR loan to fit your needs, I recommend getting in touch with someone who knows what they are doing to pencil the loan in your best interest.Glad to connect and get into more detail!