If there's no insurance, you end up working the numbers and usually see it's cheaper to absorb some or all of that cost rather than turn the unit over and rent it again.Avoiding increased premiums is smart business too.

If however, we look toward rising loan costs and higher cap rates, the potential is real for both a refi bomb that will eat up some or all of your cash flow gains with at the same time, a cap rate expansion that could wipe out any appreciation gains .So that begs the question of what the correct strategy is going forward?

When you structure a deal that has a return of capital is it usually a % of the distributed cash after the pref or all of it?

@Jason Wray I haven’t explored TN or AL.

or all the people you want to do business with, or all the small business owners in your town.   

-Marital home transferred between spouses and the only consideration is a mortgage or other lien encumbering the property -Marital home transferred between former spouses pursuant to a divorce decree (Rule 12B-4.013(27), Florida Administrative Code) -Property transferred to or from a trust with no beneficial ownership change (Rule 12B-4.013(28), Florida Administrative Code) -Gift of property which is not subject to a mortgage -Document is exempt or all parties to the document are exempt (please explain under “Other” below)-Other – Specify

Frequently, you'll need some or all of these people:- Architect - to design the building and decide how it lays out on the land- Surveyor - to measure the existing property, existing building, and make a survey.

Depending on the values of your condos and how much equity you have in them you may need to only sell one of them or all 6 of them.This last October, I 1031ed one condo I owned in the Minneapolis area into one large multifamily rental here in SoCal.

Should we keep contractors as 1099 or make some(or all) W2?

With Propstream, you just have to select whatever list it is you want to pull from the map view, check all of them on the right ( or all of them ) and then add them to your properties.