Increased rents during due diligence, negotiated longer term leases during due diligence, will occupy the space and pay market rents on top floor starting February 2025

I'm unsure what the right path is, but I've been reading about investing in owner-occupied, multi-family properties.

I have a motivated seller that wants to sell his tenant occupied  home.

We've posted numerous times that +95% of agents only know how to work with owner-occupied transactions which are mostly emotionally based transactions.So, why are you even bothering contacting these agents?

As I plan to keep this property as owner occupied now that I fixed it up.

Interest rates and down payment requirements have a great deal of variance between owner occupied (primary), 2nd home, and Non-Owner occupied (rentals). 

Purchase price: $420,000 Cash invested: $5,000 Sale price: $460,000Owner occupied, received multiple offers which we decided to sell opposed to hold

@Frank Patalano I currently live and work in Japan but am interested in purchasing small multi family.

If you have a solid track record, high reserves, you should be able to get 65% LTV on a non-owner occupied property without any credit checks or an appraisal. 

I was able to get proof that my properties are on the up-and-up for lead levels, if I were to have had lead issues, it would have been a lot easier to address and remediate them while my properties are vacant vs occupied, and I'm protecting myself as an investor from potential headaches if the city does in fact start to enforce having this certification prior to evicting a tenant.