@Ervens Oge, There are numerous hard money lenders (HML) on BP.

I've been watching countless videos and numerous hours listening to Podcast.

I had a nice new truck, a vintage collector car, a motorcycle, and numerous other recreational toys.

We have two military bases in our area (also the air war collage) and plenty of growth.

Since World War II, home prices have only declined in 2 instances.

Wow,that is horrible..Baltimore city desperately needs a "Rudy Giuliani" type mayor who isn't scared to seriously go after the gangs and really clean up the war zone neighborhoods, I guarantee that the property values would skyrocket in these area..

There was actually a property up for sale in Levittown recently on 45 Tanners that could have fit your metric but because of the market we're in I think it ended up in a bidding war over it. 

The 3-5% FMV discount is normally super attractive but I'm worried that because of the incredibly high property values right now, we may be in for a correction in the next few years, wiping that discount out (at least in the short run).Prices in the metro area have gone down twice since World War 2. 

I took a full video of the apartment upon move-in with myself and the tenant in the video and have numerous photos & videos of the condition of the apartment when vacated.I want to bill the tenants for the damages but want to make sure I follow the laws/procedures correctly. 

I'd like to think this could be useful in numerous ways.