I mention all this because it's not a jammed up, slap dash space but from an insurance perspective do you think I should be concerned about the interior inspection and the 2 family zoning but 3 separate tenant discrepancy?  

But the Jet production got delayed with the GFC and we got knocked on our A$$ and as mentioned had to start all over.

As others have mentioned, the rate will be higher compared to a loan with a 5 year prepayment penalty. 

Some have mentioned issues with the Indianapolis Housing Authority, including delays in payments and cases where landlords with new tenants haven't been paid since January 2024.Do any local investors have insights or experiences with this?

Another good alternative would be Bonita Springs, just on the North side of Naples, or Cape Coral as I mentioned above

All the markets you mentioned are solid choices for affordability and long-term growth potential.If you’re looking to narrow it down, consider Indianapolis or Columbia, SC, as both have strong rental demand, landlord-friendly laws, and stable economies.

Renting out the property for less than 180 days in the first year is typically one of those conditions, as you've mentioned.

My name was mentioned as having been the source of information.  

With BiggerPockets Pro you can access a lot of great calculators & tools for doing exactly what you mentioned above.

Assuming it does happen, despite all the obstacles that I mentioned earlier, could you please clarify a few details for me?