Taking the time to plan and invest in quality materials or professional help usually pays off with fewer repairs and greater peace of mind.

I live in Brampton ON and am relatively new to Real-Estate but willing to work hard, so looking to connect with Greater Toronto Area (GTA) specific meet-up groups and learning material to take my passion in real-estate further.

Well, it seems unfortunate and a tough situation!

Can be tough but they are out there.

That's a tough gig too, but failure rate is only going to be like 88% vs the 99.9% failure rate of your current plan.Or...Save some coin and do a house hack.

Filling up the property could be tough, and managing multiple tenants annually can be demanding.

-i do think it's going to be tough to find what you're looking for, which you acknowledged. 

Charlotte is a tough market for investors at the moment as we have had a considerable rise in the average price of housing as it has become more popular here. 

Jumping in with no money down is possible, but going for 100% financing can be risky—it means less leverage and higher payments, which can be tough, especially starting out.

Additionally, if the property needs renovation, you may have a tough time finding a HML willing to lend on it in 2nd position if it is in a distressed state.