You can achieve or even exceed your current cash flow in markets that are more landlord-friendly than Boston.

There is a ton of DD to do on a MF property, are you doing an environmental study, a reserve study, analyzing the T-12, market study to show there is room to increase rents (of course every seller states rents are underpriced)... 

I'm a local realtor and would love to connect and chat about the local market.

Get familiar with price points in your market and what looks like a good deal. 

However, given todays market, it is definitely hard to find one. 

Leverage your W-2 income for better loan terms, explore private/hard money for off-market deals, and network with investors to expand your deal flow.Good luck!

If market appreciates you can get a HELOC on it or cash out refi in a few years to scale faster.

Access to Cash Value: A properly structured permanent life insurance policy (like an IUL or whole life) can build cash value that you can borrow against for property acquisitions, renovations, or even as a safety net during market downturns. 2.

Youve asked is there a resource for finding market rents?

Lenders do not look at your personal income or debt and will use the current market rent or lease (up to 120% if the lease is significantly higher than market rent or vice versa) as qualifying income.