Significantly reduce the risk of Tenant injuries and most important . . .

To add insult to injury she told she had known for a week and just got around to talking to me.

.-- and apparently the woman didn't die, just had life-threatening injuries, but the homicide detectives were involved.

Tenant further declares thatif for any reason Tenant makes any adjustment to said water heater temperaturesetting, or allow others to do so, Tenant will save and hold harmless Landlordfrom any and all liability for damages, injury or death attributed to saidre-adjustment."

But these noble intentions emerged from belief structures about economic development that were antiquated and inappropriate to the high-cost club of regions to which Greater Los Angeles belongs by virtue of its size and density and the irreversibly high land, labor, and consumer prices that this status brings with it.”

The hold harmless part states:HOLD HARMLESS:  OWNER (me) agrees, at OWNER'S expense, to indemnify and save the AGENT FOR OWNER (pm) harmless from any claims or damages, including, but not limited to costs, expenses, and reasonable attorney fees and accounts thereof, that may be made by anyone in the connection with the management of the property and/or injuries suffered by employees or any person whomsoever, and to carry, at OWNER'S expense, Comprehensive General Liability Insurance with limits of $300,000 death or injury, and $100,000 property damage, The AGENT FOR OWNER shall be named as an additional insured under OWNER'S policies at OWNER'S expense unless such naming is contrary to the Insurance Company's established procedure. 

When taking any action under Paragraph 9B Landlord will not be liable for any harm, injury, death or sickness to any pet.

My wife and I went broke several years ago due to an injury she suffered that we had to pay for.  

There's always less risk, in the event of a law suit or injury which could occur on the property.

The usual: divorce (especially in a community property state), health problem for you or a family member, uninsured/underinsured catastrophic loss for you or a family member (such as a personal injury car accident), a self-employed tax problem/debt, etc.The less usual: a local water district concluding that the water in the entire area causes leukemia or other cancers and therefore no houses are habitable (which is very possible in some areas of Texas), a prolonged drought that causes the local portable water supply to dry up, a major employer or employers moving out of the area/closing, one tenant (or other person) getting hurt on the property (and getting a multi-million dollar judgment against you), one local tax agency assessing a property tax on your property (I had one try to assess a $100K tax to fund an adjacent highway improvement....), etc.