In the summer, we literally pay landscapers hundreds of thousands of dollars and they get the winters off.

The owner’s $500k liability coverage wouldn’t have been adequate to address all the damages.An umbrella policy, often costing just a few hundred dollars, can provide an extra layer of protection and peace of mind by covering liabilities beyond your primary policy limits.

A little bit of background, I own and manage several hundred doors in the Metro Detroit area and have been active in the investing community since 2003. 

So take this with the that era in mind.After property purchase I quickly found a tenant willing to pay a rental enough to pay all expenses and leave a couple hundred a month in my pocket.  

There are a couple of HUD listing brokers on this site as well as several people like me that have purchase several hundred HUD homes over the years.While there are 3 Asset management groups per region they differ by region. 

There are others that are not female only (maybe hundreds of them).

You can ask for one hundred percent financing, lower points in exchange for a shorter term or higher interest rate, and even negotiate the cure period in the event of default.

But its so rare (once in over a hundred leasings) that I don't worry about it.

Short answer:  a sewer scope is ALWAYS worth it.A couple hundred bucks to potentially save yourself tens of thousands, and weeks or months of lost time and vacancy?

We run a business now that has hundreds of thousands in overhead and you wake up every day wondering why you are doing it still!