I would argue that the premium is valid due to the value I added to the property by getting the legal structure and agreements in place, then finding like-minded buyers.I'm looking for people to poke holes in my logic.

And insurance is still required.I’m not suggesting this as the go-to strategy, simply trying to better understand.

They really don't have the power or right to place any kind of lien on the property while they simply have it under contract and aren't doing any improvement to the property. 

In a Subject To, it's simply taking over payments.

The biggest issue I observe amongst real estate investors is the inability to articulate the reasons why they should transfer properties or simply own properties from day 1 in an LLC.

Simply letting your mother live in the property rent free would make it personal property. 

You are simply NOT operating correctly.

I don't think I fully understand using HELOC to pay points and holding costs only.Taz, that was my initial thought as well - even though it would hurt to get rid of a 3.5% interest rate, I could get an equivalently priced home with today's conventional primary residence rates and have about the same monthly payments that I have today, simply because of the HOA fees. 

If not, do you materially participate in the syndication or are you simply a limited partner?

Spackle and paint numerous times, fill holes in the wall, have had to wake up early to move my car due to the parking situation, etc. - Have had to sit down all five tenants and reset expectations in terms of cleaning (including the 68 year old co-worker).3.