While having high standards is important, it's worth considering that many Section 8 tenants might not meet requirements like a 640 credit score or $90,000 in household income.

note a lender at high LTV may not desire a lot split.  

@Cathy Ries Yes, tax planning before acquiring rental properties is highly beneficial, especially given your situation.

It will be highly dependent on the district and licensing.

The penalties are just too high. 

You’ll pick up so much just by listening to people who’ve been through the highs and lows of the market.

If you offer is high enough, anyone will be willing to sell.

If I was the buyer's broker, I would have checked myself to protect my client.If they had, then they would have found out it was not a three family.Its a valid point.In NM, our zoning / city doesn't post # of units publicly, only high density residential or low density. 

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Prices in relation to rent are too high to have the cushion that was available before.