@Jason Strain  1) Sub-dividing ourselves presents a bit of a hiccup. 

The one hiccup we had was when the aid ran out in December 2020 and about half my tenants didn't get funded.

There are always going to be hiccups, and it might take you twice, three times, 10 times the work...you'll make mistakes, but as long as you follow the system, you won't be at risk any large dollars, and you'll always come out ahead in the end.

Due to timing and the Thanksgiving holidays, Christmas holidays, and hiccup with the first bank, it has taken almost 2 months now.Paul, would you mind taking a look at both LE's?

You will be working alongside high functioning, more experienced investors and that will take you further, faster. 

It takes 4 months with no hiccups just to get the license if there is one available.

However if every little hiccup in your investment gives you nightmares, and you can't sleep for fear of losing your home, Then it doesn't make sense for you. 

Yet the Morris Invest Facebook page chugs along with nary a hiccup...it’s like a whole parallel universe where newbie investors chime in on their love for the podcasts and desire to hit their “freedom number”.  

They basically said they couldn't find any comparables so they had to go with what was out there and they valued my property on a per unit basis alongside some 4-8 plexes with double the bedrooms that rent for 70% of what mine do (aka akin to the status of the condition of mine prior to renovations). 

Homeowners didn’t want to pay, so they sold before came due but alongside other sellers and hurt values.