(They also assured me I would not take the algo hit.)I no longer default to pre-approval as for me, it's bad for business. 

If there loan origination/underwriting process is robotic, expect a robotic loan administration process more times than not (which is generally a bad borrowing experience, particularly if there's adversity).  

Whether you consider that good or bad depends on whether you are a buyer or seller. 

It can also be probably fight in court if this is a monopolistic practice if you think about it but who will want to fight it :D.  

A bad broker will try and soak you and will never get back to you and won't be worth a dirty diaper during the process.If you deal with a direct lender 1 on 1 then the processing and handling of the process will be in your lap.Some common questions to ask:1) Have them send you their bridge loan guidelines. 

Facebook has become a big one, but you have to watch out for bad actors.

The cost of the right advisor initially is a lot less in the long when you pick a bad advisor.

There are also a lot of people out there that will hate on getting coaching, some due to the bad actors I mentioned, but some due to a commitment to do everything themselves.

So if you want to live off the grid in the middle of the desert and have a parachute to get there, not a bad deal in some cases.   

If the HOA seems like they’re making things tougher on STRs, selling might not be a bad move either—just crunch the numbers first.