Are you looking to pay off the hard money loan, fund another investment, or cover property improvements?

I can pay some va's 400 to make 1,000 callls per week.

Im thinking about paying the bank the 50lk that we owe and the taxes.

Personally, If I could pull out a HELOC, I would use it to fix and flip which will typically make sense as you shouldnt be keeping the money out for that long and you can recycle it or pay it back and build off the capital that you got from. the flip.

Now, you need to figure out how to find deals and pay for them.

The tenant fails to pay their last month's rent and leaves the place needing new flooring and paint.

Doing this will indefinitely defer paying tax on profit or depreciation recapture. 

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

You have to put more money down and pay a higher interest rate and is limited to only 2% IPC.

I guess the different strategies FOR ME would be.A- Find a lender that would actually do the refi and pay the tax.B- Sell a property and use those funds to lend as they would go back to the IRA.