So banks love it when you move in 5 years and then discharge the mortgage.

Engaging in acts of violence or threats of violence, including but not limited to the unlawful discharge of firearms, prostitution, criminal street gang activity, intimidation, or any other breach of the Lease that otherwise jeopardizes the health, safety or welfare of the Landlord, his Agents or Tenants. 

If the tenant has a score below this, it will result in an increased deposit or cosigner requirement.A bankruptcy discharge will result in application denial.A paid rental collection and/or judgment will result in application denial.Smoking Policy: Our rentals are strictly non-smokingTenant’s guests who smoke should only smoke outdoors, at least 25 feet from any door or window and not on the propertyTenants will be fully responsible for damage caused by them or their guests during their tenancyPublic Records Criteria:An eviction and criminal records search will be conducted as part of the screening process.Applicants will be denied for the following or similar reasons: False, inaccurate, or incomplete applications; credit scores, evictions,judgments related to rental residency, tax liens, unpaid child support; current bankruptcy proceedings; felony convictions, multiple felonies, physical or violent crimes, domestic violence, sex offenses; and/or appearance on any sexual offense or terrorist database.Applicants may be denied or required to pay additional deposit or rent for the following or similar reasons: Insufficient verifiable income, excessive late rent payments, broken leases, property damages, unpaid rent, mortgage not current, foreclosures, credit scores or no credit score, excessive credit collection balances, slow pays, drug related offenses, etc.Cosigner Criteria:If a co-signer is required, the co-signee must have a gross monthly income 3x the monthly rent.

The gist of what they do is, they go into business with a seller to attempt to sell the property they are trying to discharge, and they get the seller the money they ask and anything in excess of that price, belongs to them.

The perc. test has nothing to do with the septic tank, it is related to the leach field which is where the liquid effluent is discharged into the soil.

Now, I'm an honorably discharged veteran (Army).  

The proceeds from the sale are used to pay off the outstanding mortgage debt, and the borrower is released from any further obligation.Deed in lieu of foreclosure: Borrowers can voluntarily transfer the ownership of the property to the lender in exchange for the release from the mortgage debt.Bankruptcy: Filing for bankruptcy can provide temporary relief from foreclosure proceedings and may provide a way to discharge the outstanding mortgage debt.Foreclosure Mediation: Some states offer a foreclosure mediation program, where a neutral third-party mediator will help the borrower and lender to reach an agreement on an alternative solution to foreclosure.It’s important to note that not all of these options may be available for everyone and that the best solution will depend on the individual’s circumstances.

@Ali  @Ali BooneundefinedYes, my brother-in-law has a sideline "chutes" business  and he got me involved, but I'm grounded until I get checked out  with a new license.

“Drug-related illegal activity” means the illegal manufacture, sale, distribution, purchase, USE, or possession with intent to manufacture, sell distribute, or USE of a controlled substance (as defined in Section 102 or the Controlled Substance Act (21 U.S.C. 8002) or possession of drug paraphernalia.2.Resident, any member of the resident’s household or guest or other person under the resident’s control shall not engage in any act intended to facilitate illegal activity, including drug-related illegal activity, on or near the said premises.3.Resident or members of the household will not permit the dwelling to be used for, or to facilitate illegal activity, including drug-related illegal activity, regardless of whether the individual engaging in such activity is a member of the household.4.Resident or members of the household will not engage in the manufacture, sale or distribution of illegal drugs at any locations, whether on or near the dwelling unit premises, or otherwise.5.Resident, any members of the resident’s household, or a guest or other person under the resident’s control shall not engage in acts of violence, or threats of violence, including but not limited to the unlawful discharge of firearms, prostitution, criminal street gang activity, intimidation, or any other breach of the housing agreement that the other wise jeopardizes the health safety or welfare of the landlord, his agents, or tenants.6.VIOLATION OF THE ABOVE PROVISIONS SHALL BE A MATERIAL VIOLATION OF THE HOUSING AGREEMENT AND GOOD CAUSE FOR TEMINATION OF TENANCY.

@Jim RivellIf it wasn't recorded, get the docs back and/or have a letter, probably notarized, saying the debt is satified.If it was recorded, you'll need a lien release/discharge (or deed of trust release) signed and recorded by your family member recorded after you've paid them back.