All the hard money lenders I've worked with in the past (and the one I currently work for) deem an appraisal necessary for risk management purposes to insure AIV and ARV estimates are good.Curious how you'd manage risk without one? 

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Have a future load analysis done and get estimate for what you want. 

Lacks detail though. 

**Comprehensive Content:** The educational materials provided are detailed and cover a wide range of topics, such as fix-and-flips, rentals, and creative financing strategies.

BP calculator does it, its an estimate but works8. 

Mainly because I'm particular about certain details in the transaction. 

Zach is a good listener, communicates clearly, and was patient as I detailed the issues I've encountered over the last year.

do you know how to estimate rehab costs?

They are month-to-month and pay below market rate.I would prefer to sell it in its current condition and estimate that a diy remodel would top out at $15k.