I wonder if they continue to sell notes? 

If the PM screwed up your insurance claim, why did you continue working with them?

I would recommend DSCR for you, or to continue contacting some other banks.

Quote from @Madhuri Gupta: this company: Flipsystem run my Antonie Martel seems to still continue to recommend this team to its subscribers.

A 3' wide continual walking space perhaps? 

However, she claims she can’t afford the electric bill and refuses to keep the heater on continuously.

If you want to build long term wealth you will need to keep reinvesting the returns for 25 years from the $150,000, you will also need stable W-2 income to get loans to continually leverage the money. 

The tangible/measurable benefits do seem to pan out over the life of the system especially if energy prices continue to rise.

Do we want every phone call going to a designated person and they can contact our handyman etc - OR - do we want to continue taking these calls?

. :)  So with what you have raised and if you want to continue raising money you could follow the same path I did..