Most likely, if I'd known what I was doing and attempted to speak with him a long time ago, this might have been concluded a year or more ago.

Pete: It's a vibrant area with a lot of character, and some areas are experiencing revitalization.

To reiterate above, the variable rate is not the issue, it's the attempt at new terms with punishment attached if not accepted.FWIW, if I recall correctly from 5 years ago, my loan officer casually mentioned that the loan will be "in-house" which I understood him to mean is not a federally backed loan and they are lending directly, but I didn't ask for clarification.Maybe my loan address was included by mistake for this mailing because of that categorization, but still, gahh.

Hello, how do I go about attempting to garnish an evicted tenants wages for back rent?

Do not attempt to self manage. 

I do however have to show that I have attempted to receive payment. 

My question is: Should we attempt to renegotiate the price based on this new information?

Hopefully @Dutch Mendenhall can provide an explanation as to why this is listed as an asset but not corroborated in the title records.I appreciate your attempt to protect people.

I've made at least 6 offer since this summer, attempting to flip or BRRRR.

In other states, attempting to "help" homeowners in foreclosure (or in imminent danger of default) can put you into the crosshairs of an attorney general or worse, a DA.I've enjoyed being part of personally exposing scammers that prey on people to strip them of the equity in their homes.